Paper checks may not always be the most popular form of payment for many consumers because of time spent at the point of sale; however, First Data Independent Sales offers merchants a way to accommodate those customers who still prefer checks as a payment type. Through the Telecheck Warranty and Electronic Check Acceptance® (ECA®), merchants have the ability to accept checks in a safer, more reliable and more profitable environment.

The TeleCheck Warranty service acts like an insurance policy for merchants when accepting paper checks as TeleCheck automatically guarantees the full amount of any check it approves, provided that the merchants have met all its requirements.

The TeleCheck ECA program converts paper checks electronically at the point of sale and transfers the money from the customer's account to the merchant's, acting in many ways like a debit card payment.